zoomIllustration. Image Courtesy: Pixabay under CC0 Creative Commons license maruFreight, a digital initiative for the maritime and logistics industry, has launched a new platform with an aim to optimize freight exchange.The platform creates an optimal digital user experience, leveraging the latest technology and real-time information, “to increase efficiency and simplify the complex chartering process,” Antonio Brizzo, President and Chief Executive Officer of maruFreight, explained.It is designed to facilitate optimal interactions between shippers and shipping companies. It provides information on available vessels and cargoes, facilitating communication between stakeholders in every phase of freight exchange.“maruFreight connects participants on a single platform and provides visibility across the supply chain. It is a sophisticated marketplace that shippers and shipping companies can use to increase exposure to a wider range of customers globally,” continued Brizzo.It takes time for shipping companies to generate a quote, followed by the time needed for shippers to verify it. In response, maruFreight said it wants to meet the needs of both shippers and shipping companies with simple and efficient freight exchange procedures.“maruFreight’s goal is to help companies to improve efficiency and decision-making in chartering by leveraging technology and data. We focus on product development and technology to provide more data and insight in a much more organized and structured way,” Kazuyuki Shimozono, Executive Vice President and Chief Operating Officer of maruFreight, said.“Following the digital freight service, maruFreight envisions the platform to broaden its functions and evolve as a more comprehensive solution for the chartering and trading.”
Auditor General Michael Pickup issued his 2019 performance audit report today, May 28. The report contains three chapters of audit results. Chapter one: Diversity and Inclusion in the Public Service: This audit examined implementation of the Province of Nova Scotia’s diversity and inclusion strategy and how diversity and inclusion was promoted across the provincial government and within departments. The key conclusions are:– the Public Service Commission is promoting diversity and inclusion, but not all actions outlined in the diversity and inclusion strategy are complete and no assessment has been done to determine whether the goals of the strategy have been met — the Public Service Commission does not have an adequate process to identify, collect and analyze data needed to evaluate the effectiveness of diversity and inclusion work– the Departments of Agriculture, Community Services and Justice are promoting diversity and inclusion, but improvements are needed “Employees of the Province of Nova Scotia expect a workforce that is free of discrimination and values diversity,” said Mr. Pickup. “While work has been completed to promote diversity and inclusion, more is needed.” Chapter two: Selection and Quality Management of Bridge Projects in Central and Western Districts: This audit examined whether the Department of Transportation and Infrastructure Renewal had adequate processes to effectively and efficiently manage the selection and quality of bridge projects. The key conclusions are:– the department’s information system does not provide management with all the necessary information needed to make decisions on bridge projects such as replacement, rehabilitation and maintenance– the department is appropriately monitoring whether bridge projects meet established standards during construction, but failing to properly monitor warranties “The department is responsible for about 4,200 bridges across the province. If the province wanted to eventually replace all the provincial bridges it could take 200 years at the current rate,” said Mr. Pickup. “Management needs to have complete and accurate information to assist them in making fully informed decisions on which projects to do and when to do them.” Chapter three: Workers’ Compensation Board Claims Management: This audit examined whether the Workers’ Compensation Board was effectively managing workplace injury claims. The key conclusions are:– the Workers’ Compensation Board follows its defined policies and procedures to process claims and benefits in accordance with legislation; however, issues were identified related to timeliness, communications and the adequacy of the complaints process– the Workers’ Compensation Board follows a defined appeals process in accordance with legislation and performance expectations; however, issues were identified with privacy breaches and timeliness — the Workers’ Compensation Board does not monitor the implementation of appeal decisions and implementation was often late getting started– the Workers’ Compensation Board follows a defined process to co-ordinate return-to-work plans– the Workers’ Compensation Board administers service provider contracts appropriately and assesses whether service providers are meeting the organization’s goals and objectives. “While workplace injury claims are generally being managed in line with policies, there are a number of things that aren’t working as well and need to be improved at the Workers’ Compensation Board,” said Mr. Pickup. “Timeliness, and processes for complaints and protection of privacy, are just some of the areas that should be addressed to improve the way claims are handled for Nova Scotians.” The report contains a total of 27 recommendations from the three audits which have all been accepted by government. The full report, along with a short summary, highlight video, and questions Nova Scotians may want to ask government for each of the three chapters, is available at http://www.oag-ns.ca .
Some wrote “Broncos” on their caps or shoes, others sported the word across their backs.Athletes and teams across North America have been paying tribute to the Humboldt Broncos after Friday’s deadly collision between a truck and a bus that was carrying the Saskatchewan Junior Hockey League team to a playoff game in the province.The Winnipeg Jets and Chicago Blackhawks honoured the Humboldt team by wearing jerseys with the word BRONCOS across their name plates during their regular-season finale at Bell MTS Place Saturday night.Before the game, a moment of silence was observed, with players from both teams standing in a circle around centre ice.“It was very powerful,” Jets head coach Paul Maurice told reporters after the game. “Again that connection that all hockey players have together, they go through that idea of travelling as a team, being part of a team.“It was really emotional.”The Jets and Blackhawks donated $25,000 to the Broncos while the proceeds from Winnipeg’s 50/50 draw for the night were also donated.The NHL pitched in $25,000 while other teams — the Pittsburgh Penguins, Toronto Maple Leafs and Calgary Flames — made donations via a GoFundMe page that had raised more than $3 million by Sunday morning.The Leafs and Montreal Canadiens wore Humboldt Broncos decals on their helmets while playing each other in Toronto Saturday night, as did the Oilers and Canucks, who also wore Broncos-coloured green and yellow lapel ribbons in Edmonton.Don Cherry spoke briefly about the crash on his Coach’s Corner segment before introducing a montage of photos of every member of the Broncos team.“There’s no words to describe what’s happened here,” Cherry said of the crash that killed 15 people. RCMP have said 14 others on the bus were injured.Bill Chow, the president of the SJHL, called the tributes and support “absolutely overwhelming.”“Hopefully that support will continue and hopefully it will allow for some type of healing as we move forward over the next few days, months and years,” Chow told The Canadian Press on Sunday.The tributes extended beyond the hockey world.The Toronto Raptors held a moment of silence prior to Sunday’s game against the visiting Orlando Magic.“It’s unbelievable,” coach Dwane Casey said of the tragedy. “It’s your worst nightmare as a parent to send your kids off to play, on a school bus, and something like that happens. I can just imagine that city losing 15 young people, coaches, parents, whoever was on that bus. You just can’t grasp how that touches you and touches the sports world in general. We are all human. For the hockey work it has to be even tougher, and for a city like Humboldt, that has to be devastating.”“To the fans and family, our prayers go out to them.”Joey Votto, the Toronto-born Cincinnati Reds superstar, took his position at first base Saturday afternoon with “Humboldt Broncos” written in white on his black cleats.And Blue Jays right-hander Marcus Stroman took the mound against the Texas Rangers in Arlington with the team’s name written in white on the bottom left side of his cap. “SK” was written on the other side.The Blue Jays and Rangers observed a moment of silence on the field before the game. Afterwards, Stroman said he would be auctioning his cap and donating the proceeds to the Broncos.“I had a heavy heart all day, to be honest with you,” Stroman told reporters in Arlington. “Just seeing a young team having a bunch of lives taken from them, it’s extremely unfortunate and tragic.“Everyone in Saskatchewan, I just want to say we’re here with you guys, you’re in our thoughts, you’re in our prayers, and we’ll do anything we can to support you through a tough time.”A moment of silence was also observed in Las Vegas on Saturday morning, where Brad Gushue and his rink from St. John’s, N.L., is vying for a second straight men’s world curling championship.Saskatchewan Roughriders wide receiver Duron Carter tweeted a pledge to the Broncos on Saturday, saying “Every touchdown I get this season will be donated to the Humboldt Broncos families! Hope I help this healing process!”— With files from Lori Ewing in Toronto
Pamela Anderson joined Maricopa County Sheriff Joe Arpaio this week in helping inmates prepare and serve lunch in the country’s first all-vegetarian jail.Pamela Anderson at Maricopa County JailCredit/Copyright: PetaAnderson and PETA Senior Vice President Dan Mathews cited Phoenix as a model as they urged jail and prison administrators across the country to drop meat in exchange for healthy, cost-effective meals that save money and teach inmates empathy.“I believe people can be rehabilitated from the inside out,” says Anderson, a long-time vegan. “Jails are full of people wanting to change, and learning healthier daily habits and embracing compassion are a great way to do that.”Eliminating meat from jails saves Maricopa County taxpayers over $200,000 each year, vastly reduces refrigeration costs, and results in healthier meals that don’t spoil as quickly as those made from animal products. Last week, the federal panel charged with making official dietary suggestions recommended a vegan diet for the first time.Sheriff Arpaio, whose jail holds 8,300 inmates, says, “When other jails and prisons see how dropping meat boosts the health of inmates while saving taxpayers money, I think they’ll consider adopting the policy.”PETA has helped “veganize” menus at universities, corporations, and sports arenas and, using Maricopa County as a model, will formally approach other jails and prisons across the country.Source:PETA
APTN National NewsThe B.C. government is proposing a new missing persons act which they say stems from recommendations from the missing women’s inquiry report.The act would make accessing information on a missing person a lot easier for investigations.However it also raises lots of questions about privacy laws.APTN’s Tina House has this story.
“This international mission, to be known as the United Nations Mission for Ebola Emergency Response, or UNMEER, will have five priorities: stopping the outbreak, treating the infected, ensuring essential services, preserving stability and preventing further outbreaks,” Mr. Ban told the Security Council.“Under the leadership of a Special Representative of the Secretary-General, the Mission will bring together the full range of UN actors and expertise in support of national efforts,” he said, adding that details of the mission were sent in a letter to the Security Council and the UN General Assembly. The Secretary-General said the mission’s effectiveness will depend crucially on support from the international community. “Our best estimate is that we need a 20-fold increase in assistance,” he said. The United Nations this week outlined a set of critical needs totalling almost $1 billion over the next six months. Mr. Ban spoke before the Security Council unanimously adopted a resolution, sponsored by 131 countries – reportedly more than any other sponsors of a resolution to date in the chamber – “determining that the unprecedented extent of the Ebola outbreak in Africa constitute a threat to international peace and security.”Expressing concern about the detrimental effect of the isolation of Ebola-hit Liberia, Guinea and Sierra Leone as a result of trade and travel restrictions imposed on the affected countries, the Council called on Member States, including of the region, to such restrictions imposed as a result of the outbreak, and to facilitate the delivery of assistance, including qualified, specialized and trained personnel and supplies to the affected countries.Briefing the Council members, Dr. Margaret Chan, Director-General of the UN World Health Organization (WHO) said: “None of us experienced in containing outbreaks has ever seen, in our lifetimes, an emergency on this scale, with this degree of suffering and with this magnitude of cascading consequences.”Emphasizing that the current reports that show that more than 5,500 people have been infected by Ebola and more than 2,500 killed by it in West Africa are “vast underestimates,” Dr. Chan said the WHO Ebola Response Roadmap outlines 12 critical actions. “The fact that the United States, Unite Kingdom, China, Cuba and other countries are using a variety of assets, including military, speaks to the complexity of the challenge,” she said.“This surge in support could help turn things around for the roughly 22 million people, in the hardest-hit countries whose lives and societies have been shattered by one of the most horrific diseases on this planet,” Dr. Chan said.The Secretary-General said “the penalty for inaction is high. We need to race ahead of the outbreak – and then turn and face it with all our energy and strength.”He called out to non-traditional donors, the business community, for example, to contribute in the health, transport, communications and information sectors.Both the UN Secretary-General and the President of the Security Council for the month of September, US Ambassador Samantha Power, said only twice before has the Security Council met to discuss the security implications of a public health issue – both times on the AIDS epidemic. Today’s meeting was the first emergency meeting on a public health issue, according to the Security Council President.In his closing remarks to the Council, Dr. David Nabarro, the Senior United Nations System Coordinator for Ebola, welcomed the “powerful solidarity” shown during the day-long meeting for the countries affected, as well as appreciation for what they and their partners are doing to confront the outbreak. Some countries, including from Africa, had offered some significant commitments in support of the international Ebola response. “This has been such an extraordinary outpouring of support from all over the world – a real global coalition,” he said. Speaking to the press immediately after the meeting, Dr. Chan said she too had been touched by the outpouring of solidarity, which “gives us hope that the global community understands the severity of the outbreak and the fact that no one country or organization can address it alone.” Also briefing the Council today was Jackson K. P. Niamah of Médecins Sans Frontières (MSF) via videoconference from Monrovia, Liberia.
Junior forward Jae’Sean Tate (1) goes up for a shot against UConn’s Steven Enoch (13) on Dec. 10 at the Schottenstein Center. OSU won 64-60. Credit: Alexa Mavrogianis | Photo EditorCollege basketball is a sport where any given team can beat any other team on any given day. Ohio State is no stranger to this phenomena. One of the most illogical instances would be when four-loss OSU beat then-No. 4 Kentucky last season in the CBS Sports Classic in Brooklyn. On Saturday, the Buckeyes will attempt to upset No. 2 UCLA in Las Vegas in the third season of the event.The victory over the Wildcats last year was one reason OSU stayed around the NCAA tournament talk until the Big Ten tournament in March. An inexperienced Buckeye team that had underachieved all year was suddenly making any open shot, locking down on interior defense and rebounding the basketball. A win against the second-ranked Bruins (11-0) for the Buckeyes (8-2) might not be as surprising as the Kentucky win, but it would be a shock nonetheless.“It’s a completely different team that we have this year from last year. But one of the key points facing UCLA is we’re going to have to have that same mentality,” junior forward Jae’Sean Tate said. “Everybody is going to have to be on the same page and we’re going to have to play our hardest for 40 minutes.”UCLA has six scorers averaging 10-plus points per game and coach Steve Alford’s team ranks first in the country averaging 97.9 points per game, 100.3 in the last three games. The Bruins are led by do-it-all guard Lonzo Ball, who reminds OSU coach Thad Matta of a point guard he had a few years ago.“Someone asked me about him in comparison to D’Angelo (Russell) and there are some similarities there,” Matta said. “He can beat you by scoring, he can beat you by passing. As we did with D’Angelo, they move him around to a lot of different spots. He does a great job of making that team go.”Listed at 6-foot-6, 190 pounds, Ball is averaging 14.8 points, 8.6 assists and 5.6 rebounds per game. He ranks second in the country in assists.In the Bruins’ win over Kentucky earlier this year, Ball was one of five players who had at least 14 points. Ball is without question the straw that stirs the drink, but the bread and butter of UCLA’s high-powered offense is its ability to score in transition and get open looks from 3-point territory.The Bruins attempt nearly 25 3s per game compared to OSU’s 19.4. UCLA also ranks first in 3-point percentage, shooting over 45 percent from distance, and first in the country in offensive efficiency. KenPom’s adjusted offensive efficiency, which measures offensive efficiency per 100 possessions, ranks UCLA third.OSU has had trouble with turnovers in several games this year. In its two-point loss to then-No. 6 Virginia, the Buckeyes had 20 turnovers. In its last game against Connecticut, OSU had only six turnovers compared to its average of more than 13 per game. Junior forward Keita Bates-Diop said that maximizing possessions versus the Bruins is one of several factors needed to pull an upset.“Basketball is a mistake game,” he said. “You’re going to have turnovers. It’s going to happen. It’s just focusing on the bad ones like throwing them into traffic. We try not to have a lot of them.”Since injuring his ankle in the Providence game in mid-November, Bates-Diop has played in just the last two games, averaging 18 minutes. Matta said that he doesn’t think the junior from Normal, Illinois is 100 percent not just because of his ankle injury, but because of how much time he has missed which hasn’t allowed him to get into the shape other players are in.Bates-Diop had a stress fracture in his left shin before the season, which sidelined him for a few weeks. For now, he will likely continue playing around half the game and coming off the bench while redshirt junior guard Kam Williams starts in his place.Prediction: OSU is in a bit of a funk shooting the ball lately. The Buckeyes shoot only 34 percent from the perimeter, but in its last three games, OSU is shooting at a clip of just over 19 percent. Only eight other teams, currently, have shot a worse percentage over that span.That being said, UCLA is not one of the most stellar defensive teams. Its opponents are shooting over 36 percent from 3 and allow 74.6 points per game. Expect OSU to get out of its shooting slump with Williams leading the charge and finding his stroke from deep again.However, UCLA is going to continue its strategy of relying on its offense to outscore the opposition without locking down on the defensive end. Don’t be surprised if OSU can lock down UCLA on a few possession, but the Buckeyes might struggle turning the ball over which allows UCLA to execute in transition.Final score: UCLA 94, OSU 80
Less uplifting, however, were the survey’s findings.Sixty-three percent of women and 51 percent of men who responded to the survey reported that they had personally witnessed sexual harassment in the professional workplace. Twenty-nine percent of women said they had personally been subject to sexual harassment, with employees at smaller companies reporting higher degrees of prevalence than those at larger firms. In the wealth management and financial advisory sector alone, more than one-fifth of respondents assessed the issue of sexual harassment as “highly prevalent” in their industry.In a finding that, all by itself, seems to justify SourceMedia’s decision to conduct the study, fewer than half of respondents indicated that they felt sexual harassment was at least “usually” handled fairly by organizations in their industry.“We were sobered by the results,” says Longobardi. “I think we expected—or hoped for—not just a little less prevalence, but a little less cynicism.”Armed with a robust and wholly proprietary data set, the next step was allowing both the company’s centralized research team and its various editorial teams to dig into the findings and begin testing hypotheses around which to produce content. Longobardi describes the strategy as the best of both worlds—providing SourceMedia’s communities with both a high-level perspective on financial services while also allowing individual brands to report on the findings in relevant and audience-specific ways. With a portfolio of trade publications serving the financial, technology, and healthcare sectors, SourceMedia is no stranger to crunching numbers. But as executives at the company watched the “Me Too” movement spark long-overdue conversations around deep-seated cultures of sexual harassment across entertainment, media, and politics, they were met with a growing sense that there was more their own brands could be doing to begin similar conversations in the industries they serve.“The whole thing was taking place in industries that were, in effect, safely removed from financial services,” says David Longobardi, executive VP and chief content officer at SourceMedia. “Anyone who follows financial services over the arc of time knows that there have been some ugly events. There was some sense that the reason we weren’t seeing as many reports in financial services was because it was all better.”Sensing that this conclusion was far-removed from reality, Longobardi reached out to editors from two of the company’s brands: Bonnie McGeer, executive editor of American Banker, and Chelsea Emery, editor-in-chief of Financial Planning. “There was great excitement internally,” he continues. “Once each reporter got going, they had agency to structure their piece in a way that made sense for each community. Each reporter’s specific knowledge of the vertical community that they cover brought another level of insight and relevance to our analysis.”McGeer says the company had a basic plan in place to produce stories around both the study’s top-line results and deep dives in each community, but that the sheer volume of the data was staggering. Thankfully, she says, Jackson’s team built an analytics dashboard to help editors slice and filter the data across each sector.“When you do a big research project, a lot of times you’re just looking at a big Excel spreadsheet,” she says. “The dashboard that Dana built was so helpful for processing the data.”Content was produced in waves, the first of which was released on March 12. Longobardi says the project blew its first self-imposed deadline, requiring an extra two weeks to ensure that everything was right. Dozens of stories based on the findings have since proliferated across SourceMedia’s brands, and McGeer emphasizes that the project is an ongoing one, aimed to make a difference primarily by bringing to the forefront conversations that previously occurred only in private. “The first conversation was David calling me and asking me what we could do on this topic,” McGeer tells Folio:. “It was decided that we could capitalize on our research capabilities to take our own look at these industries that we cover.”The result was a wide-ranging survey, written by Emery and McGeer and vetted by the company’s VP of research, Dana Jackson, aimed at laying bare both the impact and the broader perceptions of sexual harassment in the professional workplace, as well as asking respondents to share their own experiences with harassment.Both Longobardi and McGeer concede that it was an ambitious project, not only because of the sensitivity of the subject matter, but because there was no internal precedent for a study that spanned all of the individual sectors—or communities, as SourceMedia calls them—its publications serve.“Right away that increased the degree of difficulty in terms of execution,” says Longobardi.Aware that a study of this magnitude required large samples to imbue the eventual findings with a true sense of validity, and fearing that respondents might be scared off if asked to provide too much personal information or first-hand accounts up front, the team had to think very carefully about how the survey was structured.McGeer says the initial draft of the survey had too many questions, and that Jackson worked with the team to pare down the amount of personal information asked of respondents and include highly specific definitions of the various terms used.“Not everyone has an HR understanding of what constitutes sexual harassment from a legal perspective, so we wanted to be very clear about the kinds of behavior that we were looking at,” adds McGeer. “Throughout the survey, there were explanations and clarifications so that we could get the most accurate data possible.”There was also concern that—given the fact that most of the communities SourceMedia serves remain male-dominated—men would be reluctant or disinterested in taking the survey. In the end, those fears proved to be unfounded.Distributed to readers in February and March, the survey was completed more than 3,000 times—a pool of respondents that Longobardi says accurately reflected the demographics of the industries SourceMedia serves and far exceeded the company’s expectations. Not only were readers completing the survey from beginning to end, many were filling out free-response forms and even providing email addresses to be interviewed by reporters about their experiences.“Our readers have a very strong personal connection to their professions, so when they respond to a survey from us, they have their work hats on,” he says. “It’s almost visceral. Their answers have a lot of specificity and immediacy.” “They talk about women having this whisper network to help protect each other, but because of legal reasons or other factors, companies often keep things quiet, and it perpetuates the problem.”Longobardi sees it as another step in an ongoing mission for the company that he hopes has always been perceived as one which cares about women in the workplace.“We want our content to be important, we want it to be relevant, and we want it to be useful,” he adds. “That’s our mission, and that’s what this content is.”While no plans are in place as of yet to repeat the study in the future to gauge whether things have changed, McGeer acknowledges that financial services has a long way to go, invoking in particular the firsthand accounts given by some of the respondents who had agreed to be interviewed by a reporter for American Banker.“When these women were telling their stories, they were often offering up mitigating circumstances and making apologies,” McGeer tells Folio:. “It was surprising to hear that women still felt like they were the ones that needed to apologize in some way. We’re talking about really accomplished women who are having a lot of professional success, and yet somehow they feel like they need to apologize for their own stories. There’s still this stigma or embarrassment around behavior that is not ours.”
Thanks to a dip in the prices of gold this year, brisk buying of the precious metal was seen on Monday as people opened their purse strings for Dhanteras.The newly minted “Made in India” gold coin also saw good sales.”The trend is very good this year. For the first time, price is on the lower side during Dhanteras period. People are spending to buy jewellery this year,” Balram Garg, managing director, PC Jewellers, told IANS in Delhi.”I expect sales to go up by 40-50 percent this year. The wedding season is also here. So, people are also buying jewellery on this day for wedding purposes,” added the chief of PC Jewelers, which has 56 stores across the country.The gold coin launched by the government last week, with the images of Ashok Chakra and Mahatma Gandhi, also saw some good buying. “Till 4 p.m. we expect at least 5,000 coins to have been sold across our 18 outlets in India,” an official of then Metals and Minerals Trading Corporation (MMTC) told IANS, declining to be named.MMTC, a state-run unit, is the official manufacturer of this coin. About 15,000 coins of 5 gm, 20,000 coins of 10 gm and 3,750 gold bullions were made available through MMTC outlets initially, the government said on the day of launch.Dhanteras or Dhantrayodashi is celebrated on the 13th day of Hindu lunar month of Kartik. On this day, buying gold is considered to be auspicious.The price of the yellow metal was hovering around Rs.25,000 per 10 gram on Monday. Gold price was around Rs.27,600 per 10 grams on the Dhanteras day last “ear.”Even the general demand at consumer level was good today. The activity level is quite high. It is much better than last year’s. The price is very attractive and the consumers are drawn towards it,” Somasundaram P.R., managing director, India, World Gold Council, told IANS.”Very vibrant, earlier it was only symbolic buying but now they are celebrating by buying jewellery which they are utilizing more. Buying diamonds is also a catching up trend,” Kishan Surana, managing partner, Sri Krishna Diamonds, told IANS in Bengaluru.But N. Anantha Padmanabhan, managing director of NAC Jewellers in Chennai, told IANS that the rains have dampened the sales.”We expect the sales to be better this year as the gold price is attractive. Last 10 days’ sales were good. Today sale of gold coins will be better,” Madras Jewellers and Diamond Merchants Association president Jayantilal Challani told IANS.”However, sale of gold coins launched by the central government may not be much as of now, since there is lack of awareness about the coins and the outlet where they’re sold from,” he added.In Kolkata, too, the shop-keepers have recorded good sales.”Today, our shops will be open till 11 p.m. We’re experiencing a huge rush. Compared to previous year, there’s been a huge surge of 20-25 percent thanks to aggressive marketing and promotions,” Premjit Sengupta, chief marketing officer, Senco, Gold told IANS.The financial capital of India, Mumbai, was no exception. People in the western megapolis also flocked stores to buy jewellery.”It is beyond our expectations, given the current high inflationary trends the country has witnessed in past six months or so, customers are flocking to make an auspicious purchase of gold today, from small to medium quantities,” Rakesh Shetty, president of Mumbai Jewellers Federation, told IANS.Shetty estimates that the final sales figures could be more than double of what was notched in 2014 and terms it as “a positive fallout of the Bihar elections”.
U.S. President Barack Obama on Monday plans to discuss three new proposed laws aimed at protecting Americans and the trail of data they leave on smart phones, computers and other devices.Congress has long wrestled with how to beef up federal laws to protect consumers and their privacy, a struggle that intensified after hackers stole massive amounts of credit card data from companies like Target and Home DepotThe White House said Obama will weigh in with his legislative ideas during a speech at the Federal Trade Commission at 11:55 a.m. ET.The speech is part of Obama’s preview of his Jan. 20 State of the Union address in which he will seek to highlight areas of common ground with Republicans who now control the U.S. Congress.Obama will propose a new national standard that would require companies to tell consumers within 30 days from the discovery of a data breach that their personal information has been compromised, the White House said.The standard would need approval from Congress, where lawmakers have struggled to come up with a way to replace a patchwork of differing state regulations.As part of the law, Obama will also propose to criminalize overseas trade in stolen identities, the White House said.Obama will also resurrect a “Consumer Privacy Bill of Rights” that the White House created in 2012. He will ask lawmakers to codify the bill into law.The bill is designed to empower consumers to have a say in how companies use “Big Data” techniques to harvest and sell data from the digital footprints consumers leave online.The administration will release its revised legislative proposal for the privacy bill within 45 days, the White House said.A third piece of legislation is aimed at protecting students. Obama plans to propose to ban educational software companies from selling data they collect data from students through educational apps and programs to third parties, or using the data for targeted ads, the White House said.Obama also will tout a new voluntary code of conduct for utilities to protect consumers’ energy use information.On Tuesday, Obama will continue his focus on cybersecurity, discussing ways that government and the private sector can share more information about cyber threats.Cyber attacks were put into focus after Sony Pictures was hacked, an incident that Obama has blamed on North Korea.(Reporting by Roberta Rampton) Growing a business sometimes requires thinking outside the box. This story originally appeared on Reuters Register Now » 2 min read Free Webinar | Sept. 9: The Entrepreneur’s Playbook for Going Global January 12, 2015
It’s also the name of a popular Indian radio station. ISHQ 104.8 is India’s ‘first romantic radio station’.ISHQ decided recently that the celebration of love should not be confined to heterosexual couples.So ISHQ management approached high profile LBGTI activists Harish Iyer to host the country’s first LGBTI radio show. Not long after their meeting, Gaydio was born and will the stories of India’s LGBTI community.‘The show wasn’t my idea. And that’s the reason it is also amazing, because it is always heartening to see that a commercial entity wishes to put its money and efforts on propagating equality,’ Iyer told Gay Star News.‘It is remarkable that they thought that love should not just be heterosexual love and decided to produce this show.’Iyer came to the world’s attention in 2015 after his very cool mom posted a classified in a local paper looking for a husband for her son. Since then Iyer – and his mom – have been prominent activists for LGBTI issues in India. In Arabic the word ‘ishq’ means love and means the same thing in the South Asian languages Urdu and Hindi. BREAKING: India rules to end gay sex banLGBT International Acronym Adds a +LGBT international acronym adds a +Read the full article on Gaystarnews: :https://www.gaystarnews.com/article/have-a-listen-to-indias-first-lgbti-radio-show/ Iyer is adamant his ‘activist identity supersedes all other identities’. But he does want to use Gaydio as a tool to eliminate homophobia.‘I hope that the show opens more minds and does its bit in reducing, if not eliminating, the homophobia that mostly stems out of ignorance,’ he said.‘We need to be there in every medium possible. Advocacy should be not limited to one mode of communication.‘Radio is a more personal medium. Lesser the senses involved, lesser are the judgements.’Only a few shows in, Gaydio has already covered some juicy topics including; a gay couple belonging to two different religions – Sikh and Muslim and a man’s coming out story.‘The idea is to let the listener understand in a non-preachy way that love is universal and #LoveIsLove irrespective of who you love. Stories that are different, but are the same,’ Iyer said.‘We also try to get a celebrity voice on every show because the cause could benefit from their reach. ‘ISHQ’s national head of operations, Shivangini Jajoria, explained why the station wanted to start Gaydio.‘As a station we always want to provide exceptional content to our listeners, with Gaydio we want to reinstitute the fact that love is not conditional to sexuality,’ she told exchange4media.com.‘We as a station finally want to hear the unheard voices of the nation.’The show airs every Sunday at midday to some cities in India, but podcasts of the show will soon be available.Here’s a sneak peek of Gaydio:Share this:TwitterFacebookLike this:Like Loading… GAYSTARNEWS- eTN Chatroom for Readers (join us)
Source = e-Travel Blackboard: N.J As New Zealand continues to reap the travel rewards of hosting the Rugby World Cup this year, VisitEngland has predicted hosting the Games in 2015 could contribute up to 2.1 billion to the British economy. With the 2015 England Rugby World Cup sitting in the country’s ‘Golden Decade or Sport’ era, tourism officials are predicting it will go a long way to continue bringing sporting enthusiasts as well as leisure travelling into the country as it follows on from the London 2012 Olympic and Paralympic Games and the Commonwealth Games in 2014.VisitEngland chief executive James Barresford said sports tourism was an “important element” of the national tourist board’s marketing strategy, particularly with nearly two billion overseas billion visitors watching sports in England during 2008 and spending up to 1.3 billion. Creating hype around the Games, the tourist board announced it had signed on ex-Rugby legend Martin Corry to promote the game the domestic and international market. “I am delighted that Martin Corry has joined our team to spread the word and inspire visitors at home and abroad to enjoy such a thrilling competition in such a wonderful destination as England,“ Mr Barresford explained.Mr Corry concurred adding that the forthcoming tournaments would not only give travellers a reason to visit England but a chance for the destination to showcase its product. “I’m thrilled to be acting as a spokesperson for the country’s national tourist board to help spread the word about all the exciting events we have coming up,” Mr Corry concluded.Earlier this week a VisitEngland New York based spokperson told e-Travel Blackboard that the tourism board was utilising the decade of sports to showcase England outside of London.Emma Thomas explained that travellers who have travelled to England in the past have generally seen London and are keen to other areas that make up the country.“There are number of places that have the potential to grow during sporting events,” Ms Thomas said.“Places like Weymouth which is such a great getaway, or Winchester and even Manchester which has great air lift and you don’t even need to stop in London to get there.”Other sporting events taking place in England between 2011 and 2019 include the ATP World Tour Finals late this year and early next year, Heineken Cup Final next year, Olympic & Paralympic Games next year, the Rugby League World Cup, the Rugby World Cup 2015 and the Cricket World Cup in 2019.
CFPB Complaint Report Finds Loan Mod Issues; Mortgage Credit Access Expands to Rural Areas September 23, 2015 579 Views Share Consumer Financial Protection Bureau Mortgage Credit Access Rural and Underserved 2015-09-23 Staff Writer In the third edition of the monthly complaint snapshot released Tuesday, the Consumer Financial Protection Bureau (CFPB) turned its focus on its most complained-about financial product—mortgages—to take a closer look at the problems consumers are facing with mortgage servicing.The Bureau received 25,732 complaints in August 2015, and 4,574 of those (17.7 percent) were about mortgages, making it the third-most complained about category behind debt collection (29 percent) and credit reporting (22 percent). The CFPB reported that it received 972 fewer complaints in August than it did in July.For August 2015, the CFPB examined problems consumers face with mortgage servicing in certain circumstances. More than half of those complaints about mortgages (53 percent) had to do with problems consumers faced when they were unable to make payments, particularly when applying for a loan modification to avoid foreclosure. Ambiguity and/or delays in the loan modification process were a frequent subject of the complaints, while others said they were not considered for all loss mitigation options available, they were incorrectly denied a modification, or the terms of the modification were unfavorable. Still others complained of frequent changes in the single point of contact or that the servicer pursued foreclosure proceedings while the loan mod application was pending (known as dual-tracking).”Despite strong protections that have been put in place to protect homeowners, this month’s complaint report shows consumers are still having problems when dealing with their mortgages.”The CFPB began accepting complaints from consumers about financial products shortly after opening its doors in July 2011. As of September 1, 2015, the Bureau had received 702,900 complaints in slightly more than four years, and about 192,500 (27.3 percent) of those complaints have been about mortgages, making it overall the most complained-about category. The mortgage market is the largest consumer financial marketplace in the country with more than $10 trillion in total value. The CFPB enacted new mortgage rules in 2014 to ensure strong consumer protections and also ensure that lenders offered affordable mortgages to consumers.”Despite strong protections that have been put in place to protect homeowners, this month’s complaint report shows consumers are still having problems when dealing with their mortgages,” CFPB Director Richard Cordray said. “The Bureau will continue to work to make sure that consumers are being treated fairly on their mortgage issues.”About 30 percent of consumers’ mortgage complaints expressed confusion and frustration with regards to the payment process when loans are transferred, citing unexpected payment increases, difficulty determining who should be paid, or that the borrower was not informed that the loan was being transferred. Some borrowers said the transfer was even more problematic when it occurred when the borrower had a loan modification pending or foreclosure proceedings were in the works; some consumers stated that had they would not have lost their homes if the loan transfer had not occurred.Click here to view the CFPB’s complete monthly complaint snapshot for August 2015.The CFPB’s consumer complaint snapshot had generated some controversy. In late August, the National Association of Federal Credit Unions (NAFCU) wrote a letter to the CFPB recommending that the Bureau cease publishing the monthly snapshot, saying that the analytics are not based on an industry-wide collection of data; they provide only an “insular view of market-data based only on complaint information that the CFPB receives” and therefore do not paint a complete picture. NAFCU stated that the CFPB is incorrectly characterizing the narratives submitted online as statistically relevant “trends and analyses, according to Kavitha Subramanian, Regulatory Affairs Counsel for NAFCU.The Consumer Financial Protection Bureau (CFPB) als0 recently finalized changes made to its mortgage rules to expand mortgage credit access to small creditors, especially in rural and underserved areas.The rule was originally brought about in January and will increase the number of financial institutions that are able to offer certain mortgages in rural and underserved areas. In addition, creditors will also be given ample time to changes their business practice to comply with the rules.“The financial crisis was not caused by community banks and credit unions, and our mortgage rules reflect the fact that small institutions play a vital role in many communities,” said Richard Cordray, CFPB director. “These changes will help consumers in rural or underserved areas access the mortgage credit they need, while still maintaining these important new consumer protections.”The CFPB issued several mortgage rules in January 2013 and May 2013 including the Ability-to-Repay rule, which protects consumers from irresponsible mortgage lending. The Ability-to-Repay rule directly affects small creditors in rural and underserved.The final rule will take effect January 1, 2016.Editor’s Note: The Five Star Institute and Black Knight Financial Services published a study in April adding more context to the complaints received in the CFPB’s database. The Five Star Institute is the parent company of The MReport and TheMReport.com.Click here to view a copy of the final rule. in Daily Dose, Featured, Government, News, Origination, Uncategorized
Amit ShahBJPLok Sabha elections 2019Luv Sinha First Published: April 25, 2019, 2:42 PM IST New Delhi: Actor-turned-politician Shatrughan Sinha’s son Luv Sinha on Wednesday blamed the Bhartiya Janata Party (BJP) for playing games with his father and disrespecting a leader of his repute.Speaking to News18, Luv said, “The local BJP leaders used to organise events and didn’t invite my father. And later would to go in public and lie that my father did not turn up. How will he go if not invited? They were playing games with him in order to prove that he is a rebel.” Luv, an actor by profession, has been travelling with his father across Bihar and has been part of all the negotiation meetings, both with BJP and the Congress.Shatrughan Sinha moved over to Congress on April 6 and will be contesting from the Patna Sahib constituency in Bihar. The proverbial last straw in Sinha switching over to Congress was the BJP shunning him and naming Ravi Shankar Prasad, in Patna Sahib, which was Sinha’s constituency of 10 years.Another reason for Shatrughan’s exit, Luv explained, was that the “the party has changed.”“It is a one-man show in BJP now. If you look at the party’s earlier manifestoes, even individual ministers were mentioned for the good work they had done. But now it is only the honourable Prime Minister who finds a mention. When my father tried to raise his voice against it, he was sidelined,” added Luv.The two-time Lok Sabha MP and former union minister had said that he left the BJP because it had moved from being democratic to autocratic. Sinha said he doesn’t have any complaints against most of the BJP leaders but the party became an autocracy “after LK Advani”.Dropping an indirect hint at Narendra Modi and BJP president Amit Shah being at the helm of affairs, Luv said, “The BJP, in terms of decision-making, has turned into a one-man show and a two-men army.” Shatrughan Sinha, who was once the poster boy and most prominent face of the saffron party, is said to have got disillusioned after he was not considered for the ministerial post under the NDA rule in 2014.Sinha again hit the limelight when he came in support of BJP leader and MP Kirti Azad, who was suspended from the party for questioning the role of the then Union minister Arun Jaitley in the affairs of Delhi District Cricket Association (DDCA).Sinha has been twice elected for Rajya Sabha in 1996 and 2002. He, for the first time, became the union minister during the first stint of NDA government in 2003. Later, he was entrusted with the responsibility of the ministry of shipping under the prime ministership of Atal Bihari Vajpayee.Sinha won the Patna Sahib Lok Sabha seat in Bihar by defeating film and television actor Shekhar Suman in 2009 with a huge margin. Sinha won the same seat again in 2014.Coming to his father’s support on criticism about him changing parties and not aligning to one ideology, Luv said, “The party may be different but the man is the same.”